I am bewildered
when someone says they are fighting with their adjuster
for $3,000 on an auto claim, or $500,000 on their homeowner’s
claim, yet they “can’t afford” $25 or
$75 (even with a Money Back guarantee!) to get all or
part of that $3,000 or $500,000. And if one is trying
to decide between different website publications, considering
the money at stake, why not buy eBooks from several websites?
You could easily spend $150-250/hr on a
lawyer only to find out he really knows nothing about
property insurance claims. Of the 160,000+ practicing
attorneys in California, there are not over 10 or 15 who
really know property insurance claims, and most of them
work only for insurance companies! The George Bush US
Supreme Court eliminated the punitive damage incentive
against insurance companies with the "State Farm
v. Campbell" case in 2003. This eliminated the motivation
for 99.9% of plaintiffs attorneys to pursue bad faith
1st party property claim litigation against insurance
companies. The insurance industry went on to bring in
record profits in the following years, and in spite of
Hurricane Katrina and other major hurricanes! But let's
get back to the point here ...
I can’t emphasize enough, how in my
15 year experience as a "public" adjuster, it
sometimes only took one bit of information
to get coverage for a denied claim, or to add huge chunks
of money (sometimes hundreds of thousands of dollars)
to a claim. If anyone does not believe this, I would be
glad to show the files (providing my clients privacy be
properly guaranteed).
Would you rather spend hours, days, weeks
or months looking for that one bit of information
in the policy or in the law (which, no offense intended,
you and most attorneys would probably never find or know
what to do with anyway), while your legal and policy time
limits slip away, or get it INSTANTLY
in a guaranteed UClaim eBook?
If Ron Cercone, an individual with average
intelligence, but a ton of insurance claims knowledge,
can get an average of 34% more claim settlement dollars,
"over and above" what policy holders achieve
on their own, and he has put everything he knows in his
UClaim eBooks, does it not stand to reason that even if
YOU achieve only half of that 34%, you
have covered your investment in a UClaim eBook tens, hundreds
and even thousands of times over?
The most common question I get is something like this:
“The adjuster said he/she would pay X dollars
for my total loss car. But the value of my car is TWICE
what the adjuster is paying. What can I do?"
The same question is asked in home and business owner
claim valuations and repair costs.
Well, there is no one right answer. In fact there may
be several possible responses and strategies, depending
on the circumstances of your claim (and if you are lucky,
it may only take one bit of information to double your
settlement). UClaim eBooks will help you make the best
response and strategy for your circumstances. It will
show you how to alter that strategy, just as the adjuster
alters his/her own strategy with every phone call or letter.
Just like every move in a game of chess.
You will not
learn how to “play” the insurance claim game
from one or two answers to questions on a forum,
newsgroup or blog. First, if you post a
question that is over a paragraph in length, it will usually
be ignored or answered only in part, if that. And even
if the answer is competent, it will only be good based
on the circumstances at the time of your question, (if
you included the circumstances). Second, the “volunteer
experts” answering the questions on those websites
are not doing this because they are angels from heaven
sent to help the poor consumer. They are either trying
to generate traffic to their own money making websites
(like me!), or they are on their own little “ego
trip”.
The “claim game” changes every
day (and it is a game, even when it hinges
on one bit of information). It is, again, exactly like
a game of chess. The strategy changes every day and with
every move. You don’t know what the adjuster’s
next move is going to be. And you don’t know what
the best response is. There may only be one response you
can make. There may be several responses, and you have
to choose the best one for that point in time (just like
in a game of Chess). And guess what else? The adjuster
doesn’t know what … ‘your’
… next move is going to be.
This is where UClaim eBooks come into play. You will
learn the thought process for making your own best decision.
You get the most common strategies and maneuvers that
adjusters use, and, you get
the best response, moves and strategies to choose from
and modify for your own unique circumstances. These maneuvers
and strategies are based on MY OWN PROVEN
EXPERIENCES as a “public adjuster”
working "against" insurers since 1995, and working
on their side for 15 years before that.
There are no websites out there with eBooks by an author
with experience as both a public adjuster and
a company adjuster (see Ron Cercone
link). Yes, there are some authors who have been “top
executives” for insurance companies. But NONE
OF THEM have ever had their income based
on additional money that insurance companies were forced
to pay after having lowballed or denied claims. I was
forced to learn successful maneuvers and strategies. The
best of what I learned is clearly written in the UClaim
eBooks.
As an editor who reviews public adjuster websites for
the top search engines, I can personally say that, as
of October of 2009, I have seen no websites where the
principal’s credentials matched those of Ron Cercone.
In fact, most give no information at all on their personnel.
And their fancy titles don’t necessarily equal competence.
Why expound on Ron Cercone? Because
in the end, when you decide where to invest your money,
it should be on what's between the author’s ears,
not the hype.
Most visitors to UClaim are looking for free information.
And they want an answer for their claim question or problem.
They want it NOW.
While UClaim eBooks will answer 99% of your specific
claim questions, the goal is to teach you how to “catch
your own fish and feed yourself”, not only for your
current claim, but for future claims. You won't find “one
time only” gimmicks here. Many of the lessons you
learn in UClaim eBooks can also be applied in other important
financial matters in your life, buying a house for example.
And if you want to learn the profession of public adjusting,
and be able to make money on tough claims and in tough
economic times, then read my eBooks.
Sincerely,
Ron Cercone
