|UCLAIM LEGAL NOTICES
This site is owned and operated by UCLAIM, Inc. ("UCLAIM")
and contains material which is derived in whole or
in part from material supplied by UCLAIM and other
sources, and is protected by international copyright
and trademark laws.
Except for making one hard copy print of limited portions
of the UCLAIM Information on an ad hoc basis for private
use, or downloading as may be expressly authorized
by UCLAIM, the UCLAIM Information (including products
and reports purchased) may not be reproduced, licensed,
copied, displayed, published, sold, modified, transmitted
or distributed without UCLAIM's express permission.
You may download material from this site for your
use only, provided you keep intact all copyright and
other proprietary notices.
For example, no company, organization or individual
may copy the products purchased from UCLAIM and distribute
additional copies to any one person or group of persons
or entities, including employees or members of an
organization or any group of people or entities. In
addition, an individual copy may not be resold. However
copies may be provided to immediate family members
or a business owner's key employees and their legal
representatives who are involved in the settling of
the purchaser's insurance claim.
An individual or entity without an insurance claim
(for example attorneys, insurers, adjusters, contractors,
restorators and body shops, etc) may purchase UCLAIM
products for their personal and professional use only.
However the same restrictions on distribution listed
above will apply.
Multiple copies or republication of UCLAIM information
and products may be available from UCLAIM at discounted
UCLAIM takes reasonable measures to ensure
the quality of the data and the other information
made available on this web site. However, UCLAIM does
not guarantee, and assumes no responsibility for,
the accuracy, timeliness, correctness, or completeness
of information available through this web site. Any
conclusions that users draw from the information presented
here are their own and are not to be attributed to
UCLAIM.The views expressed in UCLAIM's working papers
are strictly those of the authors. They do not necessarily
represent the position of UCLAIM. UCLAIM has provided
links and pointers to Internet sites maintained by
third parties. We provide these relevant links to
information outside of UCLAIM's web site as an additional
resource for our users. However, UCLAIM does not endorse
any views expressed or products or services offered
by organizations that are hyperlinked from our web
Neither UCLAIM, nor its parent or subsidiary companies
nor their affiliates operate or control in any respect
any information, products or services on these third-party
sites. The materials in this site and the third-party
sites are provided "as is" and without warranties
of any kind either express or implied. To the fullest
extent permissible pursuant to applicable law, UCLAIM
disclaims all warranties, either express, or implied,
including, but not limited to, implied warranties
of merchantability and fitness for a particular purpose.
UCLAIM does not warrant that the functions contained
in the materials will be uninterrupted or error-free,
that defects will be corrected, or that this site,
including bulletin boards, or the server that makes
it available, are free of viruses or other harmful
components. UCLAIM does not warrant or make any representations
regarding the use or the results of the use of the
materials in this site or in third-party sites in
terms of their correctness, accuracy, timeliness,
reliability or otherwise. You (and not UCLAIM) assume
the entire cost of all necessary maintenance, repair
The UCLAIM information is provided to you "as is"
without any representation or warranty of any kind
either express or implied, including but not limited
to, the implied warranties of merchantability, fitness
for particular purpose, title, non-infringement, security
accuracy or otherwise. These materials may contain
errors of publication or transmission.
UCLAIM specifically disclaims any liability (whether
in tort, contract, strict liability, or otherwise
and whether foreseeable or not) for any direct, indirect,
consequential, or special damages arising out of or
in any way connected with access to or use of this
site or associated with computer viruses which may
infect a user's computer.
Acrobat and the Acrobat logo are trademarks of Adobe
Systems Incorporated. Netscape is the registered trademark
of Netscape Communications Corporation. Microsoft,
MS Word, MS PowerPoint, MS Excel, MS Access and MS
Internet Explorer are registered trademarks of Microsoft
Corporation in the United States and other countries.
Limitation of Liability
Under no circumstances, including, but not limited
to, negligence, shall UCLAIM, its subsidiary and parent
companies or affiliates be liable for any direct,
indirect, incidental, special or consequential damages
that result from the use of, or the inability to use,
UCLAIM materials. You specifically acknowledge and
agree that UCLAIM is not liable for any defamatory,
offensive or illegal conduct of any user. If you are
dissatisfied with any UCLAIM material, or with any
of UCLAIM's terms and conditions, your sole and exclusive
remedy is to discontinue using UCLAIM's web site.
License to UCLAIM
By posting messages, uploading files, inputting data,
or engaging in any other form of communication through
this service, you are granting UCLAIM a royalty-free,
perpetual, non-exclusive, unrestricted, worldwide
license to: Use, copy, sublicense, adapt, transmit,
publicly perform or display any such communication.
Sublicense to third parties the unrestricted right
to exercise any of the foregoing rights granted with
respect to the communication. The foregoing grants
shall include the right to exploit any proprietary
rights in such communication, including but not limited
to rights under copyright, trademark, servicemark
or patent laws under any relevant jurisdiction.
This agreement is effective until terminated by UCLAIM,
at any time without notice. In the event of termination,
you are no longer authorized to access the bulletin
boards and the restrictions imposed on you with respect
to material downloaded from the bulletin boards, the
disclaimers and limitations of liabilities set forth
in this agreement, shall survive.
Because your privacy is important to us, UCLAIM operates
by these principles: The UCLAIM web site ("Site")
is maintained by Digital Attic, Fresno, CA. We explicitly
ask when we need information that personally identifies
you ("Personal Information"). For example, UCLAIM
asks you for your name, e-mail address, your claim
number, date of loss and insurer who your claim is
against to qualify you to post
comments and ratings. However, your personal claim
identification information (claim/policy number, date
of loss and insurer) will remain confidential at UCLAIM
unless you also post that information in the comments
and ratings text sections for public viewing. We also
may request that you provide Personal Information
to order our products and services. We use your Personal
Information to operate UCLAIM, and we may occasionally
inform you of new features, services, and products
from UCLAIM. We may place a text file called a "cookie"
in the browser files of your computer. The cookie
itself does not contain Personal Information although
it will enable the Site to relate your use of the
Site to information that you have specifically and
knowingly provided to the Site.
If at any time you believe a Site has not adhered
to these principles, please notify us by email and
we will use all commercially reasonable efforts to
promptly determine and correct the problem.
If you have questions about this policy, please e-mail
us. You may also contact us at UCLAIM, Inc., P.O.
Box 44329, Lemon Cove, CA 93244 or telephone us at
This agreement shall be governed by and construed
in accordance with the laws of the State of California
without giving effect to any principles or conflicts
of law. If any provision of this agreement shall be
unlawful, void or for any reason unenforceable, then
that provision shall be deemed severable from this
agreement and shall not affect the validity and enforceability
of any remaining provisions.
Using the UCLAIM Logo
UCLAIM does not permit the use of its name in advertising,
as an endorsement for any product or service, or for
any other commercial purpose. Reproduction of any
information contained herein may be made without limitation
as to number provided that it is not distributed for
the purpose of private gain and is appropriately credited
to UCLAIM or its respective publications. Graphics,
logos and content created by UCLAIM are the property
of UCLAIM and may not be used without permission.
- Except as UCLAIM may authorize elsewhere,
non-UCLAIM web sites may use only the logo provided
("Logo"). By downloading the Logo, you agree to
be bound by these Policies.
- You may only use the Logo on your web site, and
not in any other manner. It must always be an active
link to UCLAIM 's Homepage at http://uclaim.com/.
HTML code for the link is shown below.
- The Logo includes the phrase "To UCLAIM ", describing
the significance of the Logo on your site (i.e.,
the Logo is a link to UCLAIM, not an endorsement
of your site). You may not remove or alter this
or any other element of the Logo.
- The Logo may be used only on web pages that make
accurate references to UCLAIM or its products or
services, and must be displayed adjacent to the
reference or at the bottom of the same page. Your
web page title and other trademarks and logos must
appear at least as prominent as the Logo. You may
not display the Logo in any manner that implies
sponsorship, endorsement, or license by UCLAIM.
- The Logo must appear by itself, with a minimum
spacing (the height of the Logo) between each side
of the Logo and other graphic or textual elements
on your page. The Logo may not be used as a feature
or design element of any other logo.
- You may not alter the Logo in any manner, including
size, proportions, colors, elements, etc., or animate,
morph or otherwise distort its perspective or two-dimensional
- You may not use the Logo on any site that disparages
UCLAIM or its products or services, infringes any
UCLAIM intellectual property or other rights, or
violates any state, federal or international law.
- These Policies do not grant a license or any other
right in UCLAIM's logos or trademarks. UCLAIM reserves
the right in its sole discretion to terminate or
modify permission to use the Logo at any time. UCLAIM
reserves the right to take action against any use
that does not conform to these Policies, infringes
any UCLAIM intellectual property or other right,
or violates other applicable law.
- UCLAIM DISCLAIMS ANY WARRANTIES THAT MAY BE EXPRESS
OR IMPLIED BY LAW REGARDING THE LOGO, INCLUDING
WARRANTIES AGAINST INFRINGEMENT.