If you would like to have Ron as a
public adjuster to represent you,
not the insurance company, in your insurance
claim, you may hire him on a contingency fee (percentage)
You can hire Ron on a percentage of
the entire claim
paid amount (a lower percentage),
OR, on a percentage of
the claim paid amount amount "over
and above" what you already negotiated
on your own (a higher percentage).
"Entire Claim Settlement Paid" Fee Percentage
- Typically 10% on a normal accidental fire loss
of $100,000.00+. Typically 15% on a water loss,
contents only loss (burglary for example) and more
difficult claims such as with arson, rot and "tenant
Amount "Over and Above Claim Settlement Paid"
Fee Percentage (AKA "New Money" Fee Percentage)
- Typically 50% (half). You keep what you negotiated
on your own. We split any additional recovery.
If I work 100 hours and get the insurer to pay no
additional money, then you owe me nothing.
This 50% fee will therefore also apply to entirely
DENIED claims and the denied portion of partially
If you have not already received an
amount agreed to by the adjuster, but you want me
to get started, you need to get the adjuster to
put in writing that the money will be paid. If all
or part of your claim was denied, you need to get
that denial in writing from the adjuster.
You may scan and email key documents
prior to our contract discussions to firstname.lastname@example.org.
You may download a blank copy of the
Adjuster Contract here. We can line out and
add any provisions that we agree on. My contract
has been pre approved by the California DOI and
contains wording required by California statutes.